Comments on: How To Get 800+ Credit Score

By: george armani

george armani — Mon, 03 Jun 2019 23:39:39 +0000

In reply to SB. creditmasterfix (dot) com helped me repair my credit, i now score an exceptional 800+, i totally recommend this service.

By: Allen Willow

Allen Willow — Mon, 16 Apr 2018 22:53:27 +0000

The credit score doesn’t matter nearly as much as the actual information in your credit report. When I was applying for loans for my most recent investment property (my third property including my home), my score was in the mid-400’s. I had 4 late payments, which hurt me dearly, but the lenders actually looked at my report and refused me a loan, so I hired an agent who eventually helped me regain to 800+ in few years.

By: winny Anderson

winny Anderson — Tue, 16 Jan 2018 12:11:00 +0000

betterlifeccredit helped me increase my score and cleared my debts from my credit after contacting them,if you know you have similar issue i recommend you contact them and get your score fixed

By: SB

SB — Wed, 06 May 2015 03:52:41 +0000

In reply to Paul @ The Frugal Toad. You have a point. 3.5% is a great rate you got. Mine is 4.125% I am accelerating payment on it. Also you can surpass me if you have good credit mix. not immediately but over the year you can surpass me. Unless I start having problems with my credit. Touch wood :)

By: Paul @ The Frugal Toad

Paul @ The Frugal Toad — Tue, 05 May 2015 13:22:43 +0000

The only debt I have is my mortgage, and at 3.5% I will never accelerate payments on this debt. I have much better uses for my money that will get a better return! I’m right behind you SB at 804!

By: SB

SB — Mon, 04 May 2015 11:57:15 +0000

In reply to Kevin @ Credit Bureau Insider. Thank you Kevin!. Yes it was my first and only mortgage. have you heard of a score increase on a new first loan? It's quiet unusual for me. Good to know that positive history stays for 10 years. That means once my revolving accounts reaches that age I can expect some further improvement?

By: Kevin @ Credit Bureau Insider

Kevin @ Credit Bureau Insider — Wed, 29 Apr 2015 12:35:51 +0000

Congratulations, 813 is a very good score!

Paying your credit card bill early is a great trick to keep the reported balances low, even while spending at a higher level. Your length of credit may exceed seven years. Positive history remains on your report for ten years past the last date of activity.

Your new mortgage may have boosted your score if it was your first account of that type by adding to your credit mix (types of credit you have.)