Comments on: 101 Personal Finance Tips I Wish I Could Tell Entire Universe

By: Kevin

Kevin — Sun, 23 Aug 2020 11:14:05 +0000

Love your 101 series. Just changed my bank because the fees where too high for no service.

Thank you for the great advices!

By: Pat

Pat — Fri, 03 Apr 2020 21:56:57 +0000

If people follow basic personal finance principles, would would be a better place to live in. crime would be lesser, there would be no poverty
Thanks

By: House of Banks

House of Banks — Sat, 02 Mar 2019 16:22:50 +0000

Wau! I also wrote a short article about personal finance tips, but this is crazy. Lots of tips and information. Even though many of them are super similar or almost the same, but it also depends on the point of perspective. Great job and thanks for sharing it with us.

if you want to check out my blog post, click here : https://houseofbanks.com/personal-finance-tips/

By: Amit Kumar Bansal

Amit Kumar Bansal — Sun, 29 Jul 2018 14:50:00 +0000

Really helpful article. “Saving for College could also include stocks”. I did the same in my early years.

By: SB

SB — Fri, 20 Feb 2015 01:41:54 +0000

In reply to Janeen. Thanks for the comment and thanks for pinning. Appreciate it!!

By: Janeen

Janeen — Fri, 20 Feb 2015 01:05:27 +0000

Whew! That’s quite the list. This is worth eyeballing a couple of times a year, as a reminder. Pinning…

By: SB

SB — Fri, 20 Feb 2015 00:34:56 +0000

In reply to SC. Alright, agreed and amended point#2. Thanks for pointing out!

By: SC

SC — Fri, 20 Feb 2015 00:30:22 +0000

In reply to SB. Yes, I know that. My point was, and a good piece of advice to include, if you CAN pay off your card every month, the rewards can be very beneficial. The article doesn't make that very clear and instead says many times to stop using credit cards which makes sense, only if you can't make the payments.

By: SB

SB — Thu, 19 Feb 2015 17:37:27 +0000

In reply to S.C..

As I said in my second point, Dump credit cards – If you can’t pay full balance every month. So if you can’t pay full amount by end of the billing month, you’ll end up paying interestr ate as high as 20% in some cases. That make the rewards minuscule in retrospective and you actually end up paying more.

By: S.C.

S.C. — Thu, 19 Feb 2015 16:57:57 +0000

You mention many times to avoid credit cards. However, if you have the money to pay for the purchase and you intend to pay off the bill right away, you can significantly benefit from credit card rewards programs without paying any interest. This is especially true on things like meals and small purchases which often have higher reward rates.